Kaiser Group Health Insurance Quotes
How will I receive my Kaiser Permanente small business health insurance quotes?
California businesses may get group health quotes online. Group health insurance is issued automatically in California and there are no health questionnaires. Businesses from other states may request to receive quotes by email, fax, or mail. For email or fax requests, you will usually receive your insurance quote by the next business day, often within a few hours if the request is submitted during normal business hours. Georgia groups with pre-existing health conditions may require more time for quoting. To get quotes over the phone, please call 1-877-752-4737 and select option 3.
As the employer, how much do I need to contribute?
Georgia small businesses are required to contribute a minimum of 50% of the employee-only rate. California small businesses are required to contribute a minimum of 50% of the employee-only rate for the less than 30 age group. If you choose to offer multiple group health insurance plans, the minimum contribution amount is determined based on the least expensive plan offered. In California, you must have 3 or more employees to qualify for the multiple plan offering, and in Georgia you are required to have 6 or more employees to offer multiple plans.
Employee Eligibility
In California, eligible employees must have an employer / employee relationship. Contract employees and 1099 employees are not eligible in California. Exceptions apply for small business proprietors, partners and corporate officers. All California employees must work at least 20 hours per week and be paid on W-4's to be eligible for group health insurance coverage.
In Georgia, 1099 employees may qualify as long as they make up 50% or less of your group and are contracted solely with your business. All Georgia employees must work at least 30 hours per week to be eligible for a small group health insurance plan.
California Husband and Wife Businesses
When requesting a group health insurance quote for a small business consisting solely of a husband and a wife, the two must be listed as separate employees. List the husband and the wife in separate rows. Then select "No" in the spouse box for each one. When adding children, include them only once. We recommend placing the children with the youngest spouse to receive the lowest rates.
Georgia Husband and Wife Businesses
For a husband and wife business to qualify for group coverage both spouses must work the required 30 hours or more and be listed on the DOL-4, the quarterly tax and wage report. When filling out the form above, please list both spouses in different rows as two separate employees. Then select "No" in the spouse box for each one. When adding children, include them only once.
