Business Health Insurance for Georgia
Use the form above to get quotes on Georgia small group health insurance plans from Kaiser Permanente. View rates and plan benefits on small business medical insurance coverage for Atlanta, Georgia and the surrounding areas.
Top 5 Kaiser Permanente Georgia Group Health Plans
Kaiser Permanente offers three types of small group medical insurance plans for Georgia businesses with 2-50 employees: HMO, HSA and Multi-Choice. These business healthcare plans are named by the letters A through J. The Kaiser GA Plan A offers the richest coverage for each category. As you proceed through the letters toward Plan J, premiums become less expensive as benefits decrease. By far, the Multi-Choice plan offerings are the most popular with 66% of Kaiser GA groups enrolling in these plans. The five most popular plans are all Multi-Choice Health Plans:
- Multi-Choice Max Plan E
- Multi-Choice Max Plan D
- Multi-Choice Max Plan B
- Multi-Choice Plan B
- Multi-Choice Plan I
Multi-Choice Plans
The name says it all! These plans give enrollees more choices in healthcare. With Kaiser Multi-Choice health insurance coverage, members have the option of receiving medical care from Kaiser Permanente, In-Network Providers and Out-of-Network Providers. Different coverage benefits apply depending on which providers you use. Kaiser Permanente of Georgia offers 10 Multi-Choice Plans and 5 Multi-Choice Max Plans. The Max plans offer lesser coverage at Kaiser facilities, but comparable coverage for in-network and out-of-network providers. These plans tend to be less expensive than the corresponding non-max plans. Use the links below to view plan highlights for each of the Kaiser Permanente Georgia Multi-Choice Plans:
HMO Plans
Kaiser Permanente offers nine small business HMO medical insurance plans for Georgia. These HMO, or Health Maintenance Organization, plans all offer set copayments for doctor visits and prescription drugs. Copayments for doctor visits increase as you proceed from Plan A to Plan H maxing out at $40 for primary care and $50 for specialty care. Plans C through H include deductibles which apply to benefits such as hospitalization and surgery. HMO F-100 and HMO G-100 cover many services at 100% after the deductible is reached. Use the links below to view plan highlights for each of the Kaiser Permanente Georgia HMO Plans:
Custom Healthcare Investor HSA Plans
Kaiser Permanente offers five Custom Healthcare Investor HSA Plans for small businesses in the Atlanta, Georgia area. Enrollees covered on these plans have the option of opening a health savings account at the financial institution of their choice. Funds placed in these HSA accounts are tax deductible on your federal taxes and may be used for qualified medical expenses. These are HDHP Plans (high deductible health plans) with deductibles ranging from $1,200 up to $5,000 for self-only coverage and from $2,400 up to $10,000 for family coverage. Plans C and D cover 80% and Plans A, B and E cover 100% of healthcare expenses after the deductible is reached. Use the links below to view plan highlights for each of the Kaiser Permanente Georgia HSA Plans:
Looking for affordable Georgia small business health insurance?
Companies in and around Atlanta, Georgia more and more often are getting their healthcare insurance from America's leading HMO. Kaiser Permanente offers many affordable medical insurance plans for Georgia business groups.
The HMO Plan G-100 offers great coverage for small groups looking to save on healthcare. This plan has a modest deductible of $1,000 for self-only coverage and $3,000 for family coverage. Doctor visits are covered with a $40 copayment before the deductible is met, and best of all, after the deductible is met many services are covered at 100%. The HMO Plan F-100 has similar coverage and even more affordable rates due to the fact that the deductible is doubled on this plan.
For those looking for low cost and choice, we recommend our most popular Georgia group plan, the Multi-Choice Max Plan E. This plan offers modest deductibles and includes primary and specialty care, urgent care, emergency, ambulance, and prescription drugs with copayments before the deductible is met when receiving services at Kaiser Permanente and In-Network facilities. Some coverage is also available for Out-of-Network Facilities.
Georgia Group Health Insurance Quotes
Use the “Get a quote” link above to request Georgia small business health insurance quotes. In order to process your group quote request, we will need employee census information including gender, date of birth, residential ZIP Code and known pre-existing health conditions. If you wish to include dependents (spouses and children) in your quote, please include date of birth and pre-existing health conditions for each dependent to be included. Once your request is completed, we will send out your quotes within one to two business days. You may have your quotes sent by email, fax or mail. If you wish your group health insurance GA quotes to be sent by mail you may expect a one to two week delay in receiving them. For this reason, we recommend choosing email or fax.
Georgia Self Employed Health Insurance
Self employed business owners who have at least one employee may be accepted for Georgia employee/employer healthcare insurance. Also, husband-wife businesses often qualify for Georgia group medical insurance. If you have been denied individual coverage or are concerned that you may be denied, a business plan may be the best option for you. For groups of two or three, 100% participation is required. Also, covered employees must meet certain criteria. Each must work at least 30 hours a week and be listed on the DOL-4 Quarterly Tax and Wage Report. If you’ve been in business under 3 months, you may use a copy of your payroll. If the employee, employer or business owners are salaried, in order to be eligible, their salary must be at least the equivalent of what one would earn working 30 hours a week at minimum wage. Call 1-877-752-4737 and select Option 3 if you have questions regarding the eligibility of your small business.
Note: Owners and partners must actively participate in the business in order to be enrolled.
