Frequently Asked Questions
California Individuals and Families
Find Kaiser FAQ's for California Individual and Family plans. Use the links below to view answers to Frequently Asked Questions related to the Kaiser Permanente application process, plan benefits and membership.
Choose a Category:
- Who do I contact if I have questions regarding Kaiser Permanente Individual enrollment?
- How do I apply for a Kaiser Permanente Plan for Individuals and Families?
- How long does the application process take?
- How will I know my status?
- When will my coverage be effective and is there a deadline to meet?
- Do I need to have a Social Security Number to enroll?
- What is HIPAA?
- How long are my rates good for?
- What factors will change my rates?
- Should I choose group or individual coverage? Which one is less expensive?
- Do I need to have a physical?
- What if I have a pre-existing condition?
- What if I'm pregnant?
- Is dental coverage available?
- When can I add dental?
- What are my payment options?
- Who do I contact if I have questions?
- What is the difference between a copayment plan, deductible plan, and deductible HSA plan?
- What is an annual out of pocket maximum?
- What is an HMO?
- What is an HSA?
- Am I covered when I travel?
- Can I choose my own primary care physician?
- Can I switch to a different Kaiser Permanente primary care physician?
- Is maternity/pregnancy covered?
- Which plan is best for maternity coverage?
- Is infertility covered?
- Are prescription drugs covered?
- Do the plans cover vision exams, and optical eyewear?
- Are alternative medicine and chiropractic care covered?
- What is meant by "per encounter"?
- What is the cost for a physical exam?
- Are there special plans for seniors on Medicare?
- Are there programs for low-income families?
- Does Kaiser Permanente offer plans that are compatible with a Health Savings Account?
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Kaiser Permanente > FAQ > California Individual and Family