Individuals and Families, $30/$2,700 Deductible Plan with HSA
| Medical calendar-year deductible (Individual/Family) |
$2,700 / $5,450 |
| Annual out-of-pocket maximum (Individual/Family) |
$5,250 / $10,500 |
| Lifetime benefit maximum |
None |
| Primary and specialty care visits (includes routine and urgent care appointments) |
$30 per visit after deductible |
| Well-child visits from 0 to 23 months |
$10 per visit1 |
| Family planning visits |
$30 per visit after deductible |
| Scheduled prenatal care |
$10 per visit1 |
| First postpartum visit |
$10 after deductible |
| Eye exams |
$30 per visit after deductible |
| Hearing tests |
$30 per visit after deductible |
| Chiropractic office visits |
Not covered |
| Physical, occupational, and speech therapy visits |
$30 per visit after deductible |
| Outpatient surgery |
30% coinsurance per procedure after deductible |
| Allergy injection visits |
$5 per visit after deductible |
| Vaccines (immunizations) |
No charge1 |
| Most X-rays and lab tests |
$10 per encounter after deductible |
| Individual visits |
$30 per visit after deductible |
| Group visits |
No charge per class after deductible |
| Room and board, surgery, anesthesia, X-rays, lab tests, and medications |
30% coinsurance per admission after deductible |
| Emergency Department visits |
30% coinsurance per admission after deductible
(waived if admitted directly to the hospital) |
| Emergency ambulance services |
$100 per trip after deductible |
| Covered items in accord with our drug formulary when obtained at Plan
pharmacies |
|
| Generic drugs |
$10 up to a 30-day supply after deductible |
| Brand-name drugs |
$30 up to a 30-day supply after deductible |
| DME used in the home in accord with our DME formulary |
Not covered |
| Prosthetic and orthotic devices |
No charge |
|
| Inpatient psychiatric care |
| Inpatient psychiatric care |
30% coinsurance per admission after deductible (up to 30 days per calendar year) |
|
| Outpatient visits |
| Individual visits |
$30 per visit (up to 20 visits per calendar year) |
| Group therapy visits |
$15 per visit (up to 20 visits per calendar year) |
|
| Note: Visit and day limits do not apply to severe mental illness and serious emotional disturbances of children as described in
the "Benefits and Cost Sharing" section of the Membership Agreement. |
| Inpatient detoxification |
30% coinsurance per admission after deductible |
| Outpatient individual therapy visits |
$30 per visit after deductible |
| Outpatient group therapy visits |
$5 per visit after deductible |
| Transitional residential recovery services (up to 60 days per calendar year, not to exceed 120 days in any five-year period) |
$100 per admission after deductible |
| Home health care (up to 100 two-hour visits per calendar year) |
No charge per visit after deductible |
| Skilled nursing facility care (100 days per benefit period) |
30% coinsurance per admission after deductible |
| Hospice care |
No charge per visit after deductible |
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